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Can ChatGPT do your taxes? Heed vs asking ChatGPT
A general AI chatbot answers a tax question from what it learned and what it can find, and it can be out of date without saying so. Heed answers from the rules it monitors, cites the official source for each point, and keeps watching after you ask: when the rule changes, it tells you.
Reviewed 17 October 2026
- You askedWhat dividend tax will I pay in the UK this year?
- The basic rate is 8.75% and the higher rate 33.75%.
- No source, no date, and the rates rose on 6 April 2026.
Ask Heed
- You askedWhat dividend tax will I pay in the UK this year?
- From 6 April 2026: 10.75% basic, 35.75% higher, 39.35% additional.
- Source: GOV.UK, the enacted changeCited
An example. The changes in it are real ones from Heed's feed.
Job by job.
| The job | Asking ChatGPT | Heed |
|---|---|---|
| 01Where answers come from | Training data and pages it finds | The rules Heed monitors, from official sources |
| 02Sources | Sometimes cited, not always official | The official source linked on every point |
| 03Your situation | Whatever you type each time | Your saved residency, income and assets |
| 04After you ask | Nothing, until you ask again | Watches the rule and alerts you when it changes |
| 05Residency days | Not tracked | Counted per country |
| 06Your own assistant | Its own app | Connect it to Heed over MCP on Pro and above |
- 01Where answers come from
- Heed: The rules Heed monitors, from official sources
- Asking ChatGPT: Training data and pages it finds
- 02Sources
- Heed: The official source linked on every point
- Asking ChatGPT: Sometimes cited, not always official
- 03Your situation
- Heed: Your saved residency, income and assets
- Asking ChatGPT: Whatever you type each time
- 04After you ask
- Heed: Watches the rule and alerts you when it changes
- Asking ChatGPT: Nothing, until you ask again
- 05Residency days
- Heed: Counted per country
- Asking ChatGPT: Not tracked
- 06Your own assistant
- Heed: Connect it to Heed over MCP on Pro and above
- Asking ChatGPT: Its own app
Which one, when.
When asking ChatGPT is enough
- 01You want a quick explanation of a general idea, such as what a tax treaty is.
- 02You will check the answer against the official source yourself.
How they work together
Use a chatbot to learn the vocabulary. Use Heed for answers about your own position, and to be told when a rule you rely on moves. On Pro, Circle and Advisor you can connect your own AI assistant to Heed, so it reads the same sourced data.
Questions
What people ask.
Straight answers. Heed is intelligence, not advice.
It can explain terms and help you draft questions, but it does not file a return, and its answers can be out of date without saying so. For your own position you need the current rule with its source and a qualified adviser: Heed gives you the first and the questions for the second.
Yes. Ask Heed writes its briefs with AI models, but it works from the rows Heed monitors and links their official sources. AI output is never treated as evidence on its own.
Yes, on Pro, Circle and Advisor. You can connect your own AI assistant to your Heed account over MCP, and it answers from your Heed data and sources.
No. Heed is information, not advice. It shows what changed and what to ask a qualified adviser.