The banks that will actually open an account for you.

No. Financial Navigator is editorial. Some providers may opt into a marketplace listing later, but the data is curated and the filtering is honest. Heed surfaces what fits your filters, not what pays.

It tells you whether the bank publicly accepts your residency, your nationality (US persons especially), and your structure. Final acceptance is the bank's call, but Heed gets you to the shortlist that has any chance.

Yes. Crypto exchanges and crypto custody are two of the categories we track. Filters include MiCA compliance, supported assets, and US-person support.

Every provider is tagged with its reporting regime (CRS, DAC8, MiCA, FDIC equivalent) so you can match the disclosure surface to your situation before opening the account.

No, they're two layers. Financial Navigator is the products layer: the banks, brokers, crypto venues, and cards you open yourself, self-serve, with the operational facts that determine acceptance. The Marketplace is the people layer: a vetted human you engage and pay, a private banker who opens the account a neobank won't, an insurance broker, an adviser. Use Navigator to find the account; use the Marketplace when you need someone to handle a complex case for you.

Each tool maps a different thing to your profile, so you never have to guess. Visa Match finds residency and visa programs (where you can live). Structure Match finds company structures (what to set up, and where). Financial Navigator finds accounts (banks, brokers, multicurrency, crypto rails). Insurance finds health and travel policies. The Marketplace is the people layer: vetted advisers, lawyers, bankers, and brokers for when you want a human to handle it rather than a product to choose yourself.