No income tax
Which countries have no income tax?
In 2026, 7 countries Heed has checked against official pages charge no personal income tax: Bermuda, the Cayman Islands, Monaco, Oman, Qatar, Saudi Arabia and the United Arab Emirates. Company tax still applies in most of them: 25% in Monaco, 15% in Oman, 10% in Qatar, 20% in Saudi Arabia, 9% in the United Arab Emirates; none in Bermuda and the Cayman Islands. 7 more have no income tax on record: Antigua & Barbuda, the Bahamas, Bahrain, Brunei, Kuwait, St Kitts & Nevis and Turks & Caicos. Heed has not yet checked their official pages.
01
No personal income tax, checked.
Each of these countries levies no tax on personal income, read from its official page on the date shown. Company tax, social contributions, fees and indirect taxes can still apply, and a residence permit has conditions of its own.
- 01Bermuda tax guide0% headline personal income tax rate0% company taxChecked 24 Oct 2026 special regime
- 02Cayman Islands tax guide0% headline personal income tax rate0% company taxChecked 12 Oct 2026 special regime
- 03Monaco tax guide0% headline personal income tax rate25% company taxChecked 12 Oct 2026 special regime
- 04Oman tax guide0% headline personal income tax rate15% company taxChecked 8 Nov 2026 special regime
- 05Qatar tax guide0% headline personal income tax rate10% company taxChecked 8 Nov 2026 special regime
- 06Saudi Arabia tax guide0% headline personal income tax rate20% company taxChecked 8 Nov 2026
- 07United Arab Emirates tax guide0% headline personal income tax rate9% company taxChecked 14 Nov 2026 special regime
02
On record, not yet checked.
These countries also levy no personal income tax on Heed's record, but their official pages have not yet been read by Heed, so they are named here and not ranked above. Each joins the list when its page is checked.
- Antigua & Barbuda
- Bahamas
- Bahrain
- Brunei
- Kuwait
- St Kitts & Nevis
- Turks & Caicos
Questions
What people ask.
Members get each change when we publish it, verified against its official source, with what it means for their own position.
Checked against official pages: Bermuda, the Cayman Islands, Monaco, Oman, Qatar, Saudi Arabia and the United Arab Emirates. On record and not yet checked: Antigua & Barbuda, the Bahamas, Bahrain, Brunei, Kuwait, St Kitts & Nevis and Turks & Caicos.
Yes. Company tax applies in Monaco, Oman, Qatar, Saudi Arabia and the United Arab Emirates (25%, 15%, 10%, 20%, 9%). Most also raise money through fees, duties, social contributions or indirect taxes, and a residence permit usually asks for a minimum stay, a local address or an investment. The country guides list what Heed has on record for each.
Heed reads each figure from the country's own tax authority or government page, keeps the date it checked and rechecks on a rolling schedule, and sooner when that page changes. The headline rate is the main personal income tax rate Heed records for a country, and it can differ from the rate on the last band of income, so the guide says what it covers; what a person pays depends on their income, their residence and any regime they qualify for.
From the same figures: lowest tax countries and highest tax countries. Which of these countries keeps changing its rules? See the tax stability ranking.